Plate 03 · Checkout

Two ways to pay.
One real order.

Card and pay-on-delivery are both first-class here — not a proper checkout with a cash afterthought bolted on. Either way the order is recorded the same, tracked the same, and receipted the same.

Start free How the money moves

Card: Held until delivery
Pay on delivery: Never touches the wallet
Account: Not required to buy

Cart

Delivery zone

Coupon

Order

Card → escrow

Pay on delivery

FIG 03 — one cart, two settlements

What changes

A transfer screenshot is not a receipt.

The most expensive moment in a chat sale is the one where somebody has to decide whether to trust the other person. Checkout removes the decision.

Without it

A screenshot you have to squint at and believe
You ship and hope, or stall and lose the sale
Delivery fee argued out message by message
No order number, so “which one?” starts every reply

With Traxease

A verified payment, confirmed by the processor
The money is held — safe for them, promised to you
Delivery priced by the zone before they pay
An order number, a status and a receipt from the first second

Run one through

Send an order down either lane.

Pick a payment method and watch the same basket settle two entirely different ways. The lane that touches your wallet, and the lane that never does.

The basket

Emerald wrap dress × 1₦45,000
Linen shirt · sand × 1₦28,500
Delivery · Enugu metro₦2,500
Total₦76,000

Your wallet

Pending

₦0

Available

₦0

Card sales land here as pending, then release.

Choose a payment method to send this basket down its lane.

A model of the real flow, running in your browser. No payment is created and nothing is charged.

How it works

From basket to recorded order.

Hover a step to follow the thread. The first three are identical for both lanes; only the last one differs.

A cart survives without an account

Guests are given a cart token, so a shopper can fill a basket, close the tab and come back to it without ever signing up. Making people register before they can buy is how you lose the sale.

Delivery is priced by your zones

You define the areas you deliver to and what each costs. The fee is added before payment, so nobody is surprised at the door and nobody has to negotiate it in a chat.

Coupons are validated server-side

A code is checked against its real limits — window, usage cap, minimum spend — on the server. A discount cannot be forced by editing anything in the browser.

The lanes settle differently

A card payment is verified with the processor and lands in your wallet as pending, held until delivery. Pay-on-delivery records the order and stops: no wallet movement, no commission, nothing held.

Specification

What checkout does and does not do.

Including the parts that would be easy to quietly not mention.

SpecificationPlate 03

Card payments: Processed server-sideKeys never reach the browser
Card settlement: Held as pendingReleases on delivery, or after 7 days
Pay on delivery: No wallet movementYou are paid directly; nothing is commissioned
Guest checkout: SupportedCart token — no account required to buy
Delivery fees: Your shipping zonesPriced before payment
Coupons: Validated on the serverWindow, usage cap and minimum spend enforced
Confirmation: Signed webhookHMAC-SHA512 verified and deduplicated
Processing rate: Set by the processorWe do not add a percentage to it
Receipt: Issued on both lanesPlus a tracking page per order number